This Fiserv property has created this Data Protection and Privacy Policy ("Policy") to demonstrate its commitment to user ("User") privacy and to share with Users of http://www.wisdomusers.com this Fiserv property's information gathering and dissemination practice with regard to this site ("Site"). All references to this Fiserv property in this Policy will be deemed to include all subsidiaries of this Fiserv property.

Use
Before a User may access Site information, Users must register at the log-in screen. During the registration process, Users will be asked to provide personal information such as their name, mailing address, e-mail address, and other personal identifying information ("Personal Information"). There is also space on the form for Users to submit questions or requests concerning WISDOM or other this Fiserv property services. The Personal Information will be used by this Fiserv property to reply to such questions and requests. Users may elect to "opt-out" of receiving e-mail communications from this Fiserv property. To exercise this option, please refer to the "Opt-Out" section below.

This Fiserv property may utilize User Internet provider addresses to i) perform system administration ii) analyze trends, iii) track User use, and iv) compile broad demographic information. The utilization of IP addresses is not linked to User personally identifiable information.

Personal Information may be transferred within this Fiserv property, including subsidiaries of this Fiserv property, in order to fulfill or expedite Users' requests. Personal Information will not be shared or sold to any third party, unless specifically requested by the User.

Retention
Personal Information will be deleted by this Fiserv property upon written request from the User or upon the passing of six months of User inactivity on the Site.

Correct/Update
Users may modify Personal Information previously provided to the Site by accessing the "update profile" page.

Security
This Site has security measures in place (such as password protection) to protect the loss, misuse and alteration of Personal Information. This Fiserv property personnel with access to Personal Information are familiar with this Policy and their access to Personal Information is limited to those personnel fulfilling Users' requests.

Opt-Out
Users may elect to opt-out of receiving communications from this Site. To discontinue receiving such communications, please go to the "update profile" page and uncheck the Receive WISDOM news check box.

Notification of Changes
Use of this Site signifies Users' assent to this Policy. Continued use of this Site following the posting of changes to this Policy shall mean that Users accept such changes. Please visit this page from time to time to review the then current Policy.

Contact
If Users have questions concerning this Site, please e-mail wisdomsupport@fiserv.com.

Copyright © 2009 Fiserv, Inc. All rights reserved.

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